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Spotlight on: Money and debt

Around one in four of the issues brought to Scottish bureaux relate to debt. As well as working with clients in crisis debt situations, many Scottish bureaux undertake financial capability work, including delivering face to face Money Advice Sessions on behalf of the Money Advice Service. The Scottish CAB Service campaigns tirelessly for responsible lending and appropriate solutions for people whose debts have become unmanageable.

Find out more here about our money and debt work.


  1. 11 Feb 2015

    Citizens Advice Scotland (CAS) has today welcomed steps by the Church of Scotland and others to set up credit unions as a low-interest alternative to payday loans and high street bank loans.

  2. 5 Mar 2019

    Citizens Advice Scotland has welcomed the news that the FCA is to introduce a cap on rent-to-own products.

  3. 1 Feb 2019

    From Monday 4th February people looking for free debt advice in North Lanarkshire have more options.

    The five Citizens Advice Bureaux in North Lanarkshire (Airdrie, Bellshill, Coatbridge, Cumbernauld, Motherwell and Wishaw)  have joined together to launch a new Money Advice service, making it easier for people to access free, confidential debt advice online, by phone or in person. This new service will enable people who are concerned about managing their money or financial commitments to access debt advice in a way that suits them, and easily transfer from one form of support to another as they need. 


  1. Mike Holmyard

    Publication date: March 2019

    Citizens Advice Scotland has responded to Citizens Advice Scotland has responded to the FCA's CP18/42: High-Cost Credit Review: Overdrafts consultation.

  2. Mike Holmyard

    Publication date: January 2019

    CAS has responded to the Accountant in Bankruptcy's building a better debt arrangement scheme consultation

  3. Ruth Mendel

    Publication date: January 2019

    CAS responded to a Financial Conduct Authority (FCA) consultation to support their proposed cap on rent-to-own stores, e.g. Brighthouse.


  4. Ruth Mendel

    Publication date: November 2018

    Citizens Advice Scotland responded to the Scottish Government consultation on Draft Statutory Guidance on Funeral Costs.


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