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Spotlight on: Pension wise

From April 2015, if you’re 55 or over and have a defined contribution pension (a pension based on how much has been paid into your pot), it’s your decision how you take the money.

Pension Wise will be a free and impartial service to help you understand what your choices are. You can get guidance on the phone, online, and face to face through Citizens Advice Bureaux.

Citizens Advice Scotland will be delivering this service across Scotland through our network of CAB.

This service will start in April but if you want to find out more in the mean time and register your interest you can do so though the Pension wise website.


  1. 9 Mar 2015

    Pension Wise will make use of Scotland’s full network of Citizens’ Advice Bureaux to deliver face-to-face guidance to the public.  The service will be co-ordinated and delivered by a dedicated group of bureaux, working across these locations, Citizens Advice Scotland has announced today. 

  2. 12 Jan 2015

    Commenting on the announcement from the Treasury this morning that Pension wise is the name being used by all those providing pensions guidance from April 2015 which includes Citizens Advice Scotland, Margaret Lynch, Chief Executive of Citizens Advice Scotland, said:

  3. 20 Oct 2014

    Commenting on the news that Citizens Advice Bureaux and The Pensions Advisory Service are to provide pensions guidance from next April, Margaret Lynch, Chief Executive of Citizens Advice Scotland, said:


  1. Mike Holmyard

    Publication date: June 2019

    CAS has responded to the Money and Pensions Service listening document.

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