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Publication date:November 2009
Consultation response considering how to improve access to the Debt Arrangement Scheme.
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Publication date:October 2009
Briefing which provides a summary of issues encounterd by clients applying for and/or claiming ESA.
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Publication date:August 2009
In 2008/09, Citizens Advice Bureaux in Scotland dealt with a total of 976,989 issues - a 10% increase from the year before. These issues
were made up of 500,910 ‘new’ and 476,079 ‘repeat’ issues, where clients required more than one visit to have their issues resolved.This briefing sheet provides a summary of client issues taken from Scottish bureaux statistics between April 2008 and March 2009.
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Briefing paper 6Publication date:July 2009
Each year Scottish Citizens Advice Bureaux collect statistics on the enquiries brought by clients to our offices across the country. This information helps us to spot patterns and trends in advice seeking and to gauge the scale of specific problems. This briefing presents an overview of the problems seen by Scottish citizens advice bureaux from April 2007 to March 2008.
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Publication date:June 2009
Drowning in Debt briefing sheet which focuses on young clients.
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Publication date:June 2009
Drowning in Debt briefing sheet which focuses on creditor behaviour.
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Publication date:June 2009
A briefing paper looking at the experience of people on a low income who are in debt.
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Publication date:June 2009
A report based on research amongst Scottish citizens advice bureau (CAB) debt clients in 2008.
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Publication date:June 2009
Briefing sheet introducing Drowning in Debt - a CAS report on multiple debt.
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Publication date:June 2009
Drowning in Debt briefing sheet which focuses on clients with ill health or disabilities.
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Publication date:June 2009
Drowning in Debt briefing sheet which focuses on how clients cope with debt.
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Publication date:June 2009
Consultation response which outlines the problems faced by bureaux clients in the consumer credit sector.
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Publication date:June 2009
Drowning in Debt briefing sheet which focuses on clients who are lone parents.
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Publication date:June 2009
Submission to the Justice Committee by CAS in regards to the Debt Arrangement Scheme (Scotland) Amendment Regulations 2009.
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Publication date:March 2009
Briefing sent to the Treasury Select Committee detailing the evidence of Scottish citizens advice bureaux regarding the actions and policies of UK banks.
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Publication date:March 2009
Briefing sheet exploring the issues faced by people looking after children that are not their own.
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Publication date:March 2009
A summary of the services offered by CAS to our member citizens advice bureaux including training, information services, and social policy work.
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Publication date:February 2009
Briefing which outlines the impact the credit crunch has had on Scottish CAB clients.
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BenefitsPublication date:December 2008
A briefing highlighting the social policy successes achieved by the CAB Service in Scotland between July and December 2008.
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Publication date:December 2008
What a year it’s been, for all of us. We’ve seen some big changes in Scottish Government, nationally and locally, and the emergence of the economic conditions that we now know as the Credit Crunch.
Stressed About Debt? High costs of energy, food and fuel mean that many people are finding it impossible to keep up, worrying about debt or falling behind on bills. The Citizens Advice network in Scotland is here for you, with free, confidential and impartial advice in a variety of ways.