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Home Owner and Debtor Protection (Scotland) Bill

Consultation response considering how to improve access to the Debt Arrangement Scheme.

Citizens Advice Scotland (CAS) strongly supports the Bill, which will have a positive impact on our clients who experience debt and/or housing problems. The Bill reflects the consensus reached at the Debt Action Forum and the Repossessions Sub-Group, both of which CAS was represented on. CAS welcomes the intention to enable lay representation in repossession cases, and call for citizens advice bureau advisers to be enabled to represent their clients in hearings.



Keith Dryburgh
Publication date
November 2009
Publication type
Number of pages