Citizens Advice Scotland (CAS) welcome the Government’s proposal of introducing a bespoke Mental Health Moratorium through powers contained in the Bankruptcy and Diligence (Scotland) Bill. CAS have worked closely with Scottish Government officials
and the Accountant in Bankruptcy’s Mental Health Moratorium Working Group to develop this moratorium. 

CAS welcome the Government’s focus on recovery, first allowing an individual with mental health and money issues to focus on their mental health journey, then an additional period of time to support dealing with their debts. It is a core piece of work and will protect people with serious mental health issues from debt recovery. 

CAS’s views in the response reflect these core values and we will continue to work closely with Scottish Government and the Accountant in Bankruptcy as the Mental Health Moratorium is developed and brought into practice. 

Download the publication below: