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Publications

  1. Drowning in Debt: disabled and sick clients

    Publication date:
    June 2009

    Drowning in Debt briefing sheet which focuses on clients with ill health or disabilities.

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    Spotlight:
    Equality and diversity, Health, Money and debt
  2.

    Drowning in Debt: coping with debt

    Publication date:
    June 2009

    Drowning in Debt briefing sheet which focuses on how clients cope with debt.

    Spotlight:
    Money and debt
  3.

    Drowning in Debt: lone parents

    Publication date:
    June 2009

    Drowning in Debt briefing sheet which focuses on clients who are lone parents.

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    Spotlight:
    Children and families, Money and debt
  4.

    Drowning in Debt: young people and debt

    Publication date:
    June 2009

    Drowning in Debt briefing sheet which focuses on young clients.

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    Spotlight:
    Money and debt, Young people
  5.

    OFT Consumer Credit Review

    By Matthew Lancashire
    Publication date:
    June 2009

    Consultation response which outlines the problems faced by bureaux clients in the consumer credit sector.

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    Spotlight:
    Consumer
  6.

    Drowning in Debt evidence report

    Morag Gillespie, John McKendrick, Louise Dobbie and Fiona McHardy, Scottish Poverty Information Unit
    Publication date:
    June 2009

    A report based on research amongst Scottish citizens advice bureau (CAB) debt clients in 2008.

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    Spotlight:
    Money and debt
  7.

    Drowning in Debt: creditor behaviour

    Publication date:
    June 2009

    Drowning in Debt briefing sheet which focuses on creditor behaviour.

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    Spotlight:
    Money and debt
  8.

    Debt Arrangement Scheme Amendment Regulations 2009

    Publication date:
    June 2009

    Submission to the Justice Committee by CAS in regards to the Debt Arrangement Scheme (Scotland) Amendment Regulations 2009.

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    Spotlight:
    Money and debt
  9.

    Drowning in Debt: low income

    Publication date:
    June 2009

    A briefing paper looking at the experience of people on a low income who are in debt. 

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    Spotlight:
    Money and debt
  10.

    Services offered by CAS to member bureaux

    Publication date:
    March 2009

    A summary of the services offered by CAS to our member citizens advice bureaux including training, information services, and social policy work.

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    Spotlight:
    Local work
  11.

    Briefing on UK Banks

    Keith Dryburgh
    Publication date:
    March 2009

    Briefing sent to the Treasury Select Committee detailing the evidence of Scottish citizens advice bureaux regarding the actions and policies of UK banks.

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    Spotlight:
    Money and debt
  12.

    The Credit Crunch

    Publication date:
    February 2009

    Briefing which outlines the impact the credit crunch has had on Scottish CAB clients.

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    Spotlight:
    Money and debt
  13.

    Social Policy Successes - issue 12

    Benefits
    Publication date:
    December 2008

    A briefing highlighting the social policy successes achieved by the CAB Service in Scotland between July and December 2008.

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    Spotlight:
    Social Security benefits
  14.

    Homeowners

    Publication date:
    December 2008

    Briefing sheet which looks at the issues homeowners face in Scotland.

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    Spotlight:
    Housing
  15.

    Social housing

    Publication date:
    December 2008

    Briefing which considers the problems experienced by CAB clients living in social housing. 

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    Spotlight:
    Housing
  16.

    Homelessness

    Publication date:
    December 2008

    Briefing which outlines the increase in homelessness issues that bureaux have dealt with since 2000.

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    Spotlight:
    Housing
  17.

    Private rented accomodation

    Publication date:
    December 2008

    Briefing which examines the problems experienced by CAB clients living in private rented accommodation.

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    Spotlight:
    Housing
  18.

    Personal Current Accounts

    Keith Dryburgh
    Publication date:
    November 2008

    Consultation response focusing on the problems that bureau clients experience in operating their current accounts.

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    Spotlight:
    Money and debt
  19.

    Irresponsible Lending - A Consultation Response to the OFT

    Keith Dryburgh
    Publication date:
    November 2008

    Consultation response on Irresponsible Lending to the Office of Fair Trading

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    Spotlight:
    Money and debt
  20.

    Older people and debt

    Publication date:
    October 2008

    Briefing which outlines the key findings from the Growing Old Together research report about older CAB clients and debt.

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    Spotlight:
    Money and debt, Older people

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