Publications

Consultation response on the Work Capability Assessment for Employment and Support Allowance.

Research report which looks at the continuing effects of unfair and disproportionate overdraft charges on vulnerable and low income clients.

The recession has left Scots more exposed than ever to disproportionate and unfair overdraft charges from their banks. For our clients they are unfair – they are disproportionate to the level of infringement, they penalise low income customers for being poor, and trap many in a cycle of debt for an overdraft that can be as little as a penny.

Members business debate on CAS's evidence report on Employment and Support Allowance (ESA), Unfit for Purpose.

A consultation on the pilot operation of civil sanction powers for consumer law enforcement.

A briefing for politicians on the effects of community charge and council tax collection periods on CAB clients.

Scottish Campaign on Welfare Reform: Manifesto for Change.

This briefing highlights some of the social policy successes achieved by the CAB Service in Scotland from January 2009 to February 2010.

Joint response from CAS and Citizens Advice (England and Wales) to the BIS consultation on 'The Role and Powers of the Consumer Advocate'.

Briefing on debt management companies based on evidence from CAB clients.