You are here

Publications

  1. Evidence on overdraft charges from Scottish CAB
    Keith Dryburgh
    Publication date:
    June 2010

    Research report which looks at the continuing effects of unfair and disproportionate overdraft charges on vulnerable and low income clients.

    The recession has left Scots more exposed than ever to disproportionate and unfair overdraft charges from their banks. For our clients they are unfair – they are disproportionate to the level of infringement, they penalise low income customers for being poor, and trap many in a cycle of debt for an overdraft that can be as little as a penny.

    Spotlight:
  2. Publication date:
    June 2010

    Briefing sheet to accompany the Fully Charged report which focused on bank charges and their effect on CAB clients.

    Spotlight:
  3. Alizeh Hussain
    Publication date:
    May 2010

    Members business debate on CAS's evidence report on Employment and Support Allowance (ESA), Unfit for Purpose.

  4. Publication date:
    May 2010

    A consultation on the pilot operation of civil sanction powers for consumer law enforcement.

    Spotlight:
  5. David Brownlee
    Publication date:
    May 2010

    Response from CAS on the Review of Strategic Approach to the Provision of Information, Advice and Representation.

  6. Keith Dryburgh
    Publication date:
    May 2010

    A report on how problems with Employment and Support Allowance (ESA) are affecting CAB clients. Many people with serious health problems are being found fit for work.

  7. Collection Periods
    Keith Dryburgh
    Publication date:
    April 2010

    A briefing for politicians on the effects of community charge and council tax collection periods on CAB clients.

  8. Publication date:
    April 2010

    Scottish Campaign on Welfare Reform: Manifesto for Change.

  9. Publication date:
    April 2010

    Volunteer and make a difference. Give advice in your local CAB

    Spotlight:
  10. Publication date:
    April 2010

    Response from CAS on the Independent Budget Review.

    Spotlight:
  11. Keith Dryburgh
    Publication date:
    April 2010

    Consultation response on community charge and council tax collection periods.

    Spotlight:
  12. The Drowning in Debt Report
    Publication date:
    March 2010

    This briefing highlights some of the social policy successes achieved by the CAB Service in Scotland from January 2009 to February 2010.

    Spotlight:
  13. Publication date:
    March 2010

    CAS financial statements for the year ended 31st March 2010.

  14. John Wilson MSP
    Publication date:
    March 2010

    Draft proposal for a Bill to align local authority powers to pursue tax debts with those for other debts.

    Spotlight:
  15. Publication date:
    March 2010

    Joint response from CAS and Citizens Advice (England and Wales) to the BIS consultation on 'The Role and Powers of the Consumer Advocate'.

    Spotlight:
  16. Alizeh Hussain,
    Publication date:
    March 2010

    CAS's response to the UK Government's consultation on developing the banking and financial services available at the PO.

    Spotlight:
  17. Susan McPhee
    Publication date:
    March 2010

    Briefing on debt management companies based on evidence from CAB clients.

    Spotlight:
  18. Abigail Westwood
    Publication date:
    February 2010

    Stage 3 Debate Briefing for Politicians on the Home Owner & Debtor Protection (Scotland) Bill.

    Spotlight:
  19. Publication date:
    January 2010
  20. Alizeh Hussain
    Publication date:
    January 2010

    A Better Deal for Consumers: Review of the Regulation of Credit and Store Cards.

    Spotlight:

Pages