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  1. 1 Apr 2016

    Author - Rob Gowans, CAS Policy Officer

    Today’s introduction of the ‘National Living Wage’ is a welcome increase to the national minimum wage for some of Scotland’s lowest paid workers. However despite the name, it’s important that it’s not confused with the existing voluntary Living Wage which continues to have an important part to play in tackling in-work poverty and encouraging decent work.

  2. 1 Apr 2016

    Today sees the launch of the new ‘National Living Wage’, which promises a pay rise for one million low paid workers in the UK. What is it? Should I be paid it? What can I do if I’m not? Find out in our quick guide to the new minimum wage.

  3. 3 Feb 2016

    A new report on funeral poverty by CAS has found funeral director and local authority costs should be more consistent and bereavement support more widely available.

  4. 14 Dec 2015

    Citizens Advice Scotland has responded to the report by the Commission on Local Taxation, which has recommended an end to the Council Tax and its replacement by a fairer system.

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  5. 17 Jul 2015

    Citizens Advice Scotland has commented on the resignation of Martin Wheatley as head of the Financial Conduct Authority (FCA).

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  6. 25 Jun 2015

    Citizens Advice Scotland has welcomed a report by the Financial Conduct Authority that exposes the poor advice given by many fee-charging debt managers. 

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  7. 14 Apr 2015

    Citizens Advice Scotland has welcomed the fine imposed on Clydesdale Bank by the FCA, for the bank's poor record on Payment Protection Insurance.

    CAS spokesman Keith Dryburgh says:



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  8. 10 Mar 2015

    Citizens Advice Scotland has responded to today’s report by the Financial Conduct Authority, which shows that many Payday Lenders are failing to meet industry requirements on fair treatment of customers.

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  9. 24 Feb 2015

    The Competition and Markets Authority (CMA) has said today that payday lenders must improve the clarity of their products and actively help borrowers compare them with other lenders.

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  10. 11 Feb 2015

    Citizens Advice Scotland (CAS) has today welcomed steps by the Church of Scotland and others to set up credit unions as a low-interest alternative to payday loans and high street bank loans.

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  11. 12 Jan 2015

    Scotland’s Financial Health Service (SFHS) was launched on 3rd December by the Scottish Government to provide a one-stop portal for people living in Scotland. The SFHS site aims to act as a hub of information and a signposting site directing people to the most appropriate organisation to get help.

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  12. 15 Dec 2014

    Citizens Advice Scotland has welcomed the news that the UK’s nine biggest banks have agreed to provide free basic bank accounts by the end of 2015.

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  13. 24 Nov 2014

    • This week marks two years since the introduction of the Payday Loan industry’s voluntary charter to govern their conduct.
    • Citizens Advice Scotland closely monitored payday lenders’ behaviour – and we made recommendations as to what needed to be done.
    • Nine out of Citizens Advice Scotland’s ten recommendations outlined last year have been met – but the industry’s products are still causing issues for thousands of consumers in Scotland.
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  14. 11 Nov 2014

    Citizens Advice Scotland has welcomed the news that the Financial Conduct Authority is to cap interest rates for payday lending. But CAS has also said that more needs to be done to protect consumers from excessive payday loan charges.

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  15. 3 Oct 2014

    Citizens Advice Scotland has urged people to avoid using loans or credit cards when paying their fuel bills, and to instead get free financial advice from their local CAB.

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  16. 2 Oct 2014

    Citizens Advice Scotland has welcomed the news that Wonga.com are to write off the debts of thousands of their customers – following meetings between the company and the financial regulator.

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  17. 16 Sep 2014

    Musselburgh and District CAB have designed and launched a mobile phone app to help people keep track of their finances and avoid falling into debt.

  18. 27 Aug 2014

    Scots who want to take out a payday loan are being ripped off by online ‘credit brokers’ before they even get to apply for the loan - according to a new report published today (Wednesday) by Citizens Advice Scotland. 

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  19. 8 Aug 2014

    Commenting on the launch of the Scottish Government's 12 point action plan on 'Tackling Pay Day Lending and Gambling in Scottish Town Centres and neighbourhoods' published today and launched at Glasgow Central Citizens Advice Bureau, Susan McPhee, Head of Policy and Public Affairs at Citizens Advice Scotland said:

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  20. 15 Jul 2014

    Citizens Advice Scotland have welcomed the proposal of a cap on the cost of payday loans.

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