Commenting on the launch of the Scottish Government's 12 point action plan on 'Tackling Pay Day Lending and Gambling in Scottish Town Centres and neighbourhoods' published today and launched at Glasgow Central Citizens Advice Bureau, Susan McPhee, Head of Policy and Public Affairs at Citizens Advice Scotland said:
“There has been a proliferation of payday loan shops throughout our communities so we welcome moves to restrict them though the planning process. Accessing loans through a payday lender seems easy when so many shops are on our high streets and lenders bombard us with adverts for credit. But paying back such loans is not always easy and it is often the poor practices of payday lenders that cause problems to occur for people who can easily get into difficulty making their repayments.
“Citizens Advice Bureaux in Scotland are dealing with over 100 cases involving payday loans every week and our research shows that a fifth of people access such loans through high street shops.
“It is often poor practices by payday lenders that cause problems which is why CAS has campaigned for several years now to tackle to the unfair practices of payday lenders and make sure the people of Scotland know that their local CAB can give them advice and help if they do get into difficulty.”
Anyone who needs debt advice can get free, confidential help from their local CAB or from our helpline on 0808 800 9060.
This quote is also within the Scottish Government news release which is available below.