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More than 1 in 3 Scottish workers fear losing their job in the next year

Citizens Advice Scotland (CAS) is today calling for an extension of the furlough scheme as a new poll reveals 37 per cent of workers in Scotland are concerned about their job security over the next 12 months.

The survey, undertaken for the charity by Mark Diffley Consultancy & Research Ltd, also shows that almost 1 in 5 people in Scotland are concerned  about losing their home as a result of falling behind on their rent or mortgage payments. 

The poll also reveals that:

-       22 per cent of people are concerned about affording utility bills;

-       21 per cent of people are concerned about affording rent;

-       19 per cent of people are concerned about affording mortgage repayments;

-       27 per cent of people are concerned about debt repayments;

-       38 per cent of people are concerned about their incomes;

-       22 per cent are concerned about affording council tax.

Commenting on the results, CAS Social Justice spokesperson Mhoraig Green said:

“That there is such widespread concern over job security over the next year shows the size and scale of the economic storm people in Scotland are facing as a result of the pandemic.

“Concerns over job security and incomes are leading to significant worries over key bills and the cost of living, with one in five people worried about losing their home because they can’t afford their rent or mortgage repayments. All of this means it’s vital we see action from policy-makers.

“The UK and Scottish Governments, as well as local government and industry, took swift and decisive action at the start of lockdown to ensure people were protected.

“The furlough scheme has been so crucial in this, but it is now set to wind down in October along with other protections. Our concern is that many people will face new levels of financial insecurity which will see poverty levels soar.

“That’s why Citizens Advice Scotland believes the furlough scheme should be extended by the UK Government, with flexibility to account for the relative reliance on key sectors and industries in different parts of the UK.

“People should also know that they can seek advice on employment, housing and financial issues at their local CAB, or check our online advice website. Our help is free, confidential and impartial. We’ve been helping people for over 80 years and we’re here to help during this crisis.”

Also commenting on the results, Mark Diffley, who undertook the polling, said:

“Our latest polling for Citizens Advice Scotland both underlines ongoing financial concerns for many people and points to significant uncertainty about the future as the country continues to feel the impact of Covid-19.

“Although we have not returned to levels of worry felt when the pandemic first appeared in the spring, around one in five of us are still concerned about core aspects of our everyday financial commitments, including our ability to pay rent (21 per cent), pay mortgages (19 per cent), pay for food and other essentials and pay utility bills (22 per cent). Again, we observe that the these worries are higher amongst the financially less well-off which has been a theme throughout this research.

“Looking to the future, it is clear that many Scots are fearful of their financial futures. More than a third (36 per cent) of those currently working on the government’s furlough scheme are concerned about the security of their job in the next 12 months, while one on five (19 per cent) are fearful of losing their home as a result of falling behind in rent or mortgage payments. As with the data on current concerns, those financially worse off are more likely to be fearful, flagging the potential for longer term issues of financial fragility which policy makers will need to address.”

ENDS

NOTES TO EDITORS

The survey referenced above is Wave 5 in a series of research products carried out for CAS during the pandemic by Mark Diffley Consultancy & Research Ltd. The fieldwork for Wave 5 was conducted between 17 and 19 August 2020. Invitations were sent using the Scotpulse online panel. 1149 responses were received. As with all waves in the research, the results were weighted to the Scottish population by gender and age.

Question 1

Thinking about your own financial situation, how concerned, if at all, are you about the following issues:

a. Paying utility bills

Wave

Very concerned

Fairly concerned

Not very concerned

Not at all concerned

Don’t know

Not Applicable

%

%

%

%

%

%

Including N/As

1 (1041)

12

21

26

32

1

8

2 (1048)

7

22

29

34

0

7

3 (997)

6

17

30

38

1

8

4 (1135)

5

17

32

39

1

5

5 (1149)

6

14

34

36

0

8

Excluding N/As

1 (962)

13

22

28

35

1

-

2 (970)

8

23

31

37

0

-

3 (919)

6

18

33

41

1

-

4 (1064)

6

18

34

41

1

-

5 (1040)

6

16

37

40

0

-

 

b. Paying rent

Wave

Very concerned

Fairly concerned

Not very concerned

Not at all concerned

Don’t know

Not Applicable

%

%

%

%

%

%

Including N/As

1 (1041)

8

9

9

16

0

57

2 (1048)

4

9

12

18

0

55

3 (997)

5

7

11

20

1

55

4 (1135)

4

6

12

18

0

59

5 (1149)

4

6

15

20

0

55

Excluding N/As

1 (443)

19

22

20

38

-

-

2 (483)

10

21

28

39

0

-

3 (445)

11

15

25

44

3

-

4 (450)

10

16

29

44

1

-

5 (507)

8

13

33

45

1

-

 

c. Mortgage payments

Wave

Very concerned

Fairly concerned

Not very concerned

Not at all concerned

Don’t know

Not Applicable

%

%

%

%

%

%

Including N/As

1 (1041)

6

8

11

20

0

55

2 (1048)

4

8

14

20

0

53

3 (997)

2

7

15

20

0

54

4 (1135)

2

6

15

23

0

52

5 (1149)

3

5

15

20

0

56

Excluding N/As

1 (470)

13

17

24

44

1

-

2 (480)

7

20

28

41

1

-

3 (460)

5

16

32

44

1

-

4 (531)

5

14

32

49

1

-

5 (492)

7

12

35

46

0

-

 

d. Debt repayments

Wave

Very concerned

Fairly concerned

Not very concerned

Not at all concerned

Don’t know

Not Applicable

%

%

%

%

%

%

Including N/As

1 (1041)

10

16

16

22

1

36

2 (1048)

9

12

20

26

1

31

3 (997)

6

11

17

28

1

36

4 (1135)

5

13

18

29

1

33

5 (1149)

6

12

19

27

1

35

Excluding N/As

1 (668)

15

24

25

34

1

-

2 (703)

13

18

27

40

1

-

3 (642)

10

17

27

43

1

-

4 (750)

8

19

26

44

2

-

5 (731)

9

18

30

42

1

-

 

e. Paying for food and essentials

Wave

Very concerned

Fairly concerned

Not very concerned

Not at all concerned

Don’t know

Not Applicable

%

%

%

%

%

%

Including N/As

1 (1041)

11

21

32

33

0

3

2 (1048)

6

21

34

36

0

3

3 (997)

5

16

28

44

1

5

4 (1135)

4

15

33

45

1

1

5 (1149)

5

16

33

44

0

2

Excluding N/As

1 (1013)

12

22

33

34

-

-

2 (1011)

6

21

35

37

0

-

3 (945)

6

17

29

46

1

-

4 (1102)

4

16

33

46

1

-

5 (1114)

5

16

34

45

0

-

 

f. Income

Wave

Very concerned

Fairly concerned

Not very concerned

Not at all concerned

Don’t know

Not Applicable

%

%

%

%

%

%

Including N/As

1 (NA)

-

-

-

-

-

-

2 (1048)

14

25

27

28

1

4

3 (997)

11

23

28

31

0

7

4 (1135)

11

22

31

30

1

3

5 (1149)

12

25

26

32

1

4

Excluding N/As

1 (NA)

-

-

-

-

-

-

2 (1006)

14

27

28

29

1

-

3 (931)

12

24

30

33

0

-

4 (1083)

12

23

33

32

1

-

5 (1089)

12

26

27

34

1

-

 

g. Paying council tax

Wave

Very concerned

Fairly concerned

Not very concerned

Not at all concerned

Don’t know

Not Applicable

%

%

%

%

%

%

Including N/As

1 (NA)

-

-

-

-

-

-

2 (1048)

8

19

29

35

1

8

3 (997)

5

15

27

40

1

10

4 (1135)

6

14

31

40

1

7

5 (1149)

7

12

29

36

0

15

Excluding N/As

1 (NA)

-

-

-

-

-

-

2 (941)

8

21

30

39

1

-

3 (900)

6

16

30

45

2

-

4 (1034)

6

15

34

44

1

-

5 (963)

8

14

34

43

1

-

 

Question 2

As you may know, the Scottish and UK governments are putting in place measures to try and help people financially.  Looking at the list below, are you aware of the following measures or not?

Base: All

Wave 1 Awareness

(1041)

Wave 2 Awareness

(1048)

Wave 3 Awareness

(997)

Wave 4 Awareness (1135)

Wave 5 Awareness (1154)

%

%

%

%

%

Mortgage holidays

72

72

72

73

73

Worker Retention Pay (applied for by employers)

57

62

58

52

-

*Increased Universal Credit

49

74

76

71

73

Council Tax Reduction

28

34

36

33

36

Scottish Welfare fund

15

22

26

20

20

None of these

13

9

9

10

12

*Increased was removed from the question in wave 2


Question 3

And looking at the measures, for each please say whether you have applied for help, intend to apply but not done so yet or do not intend to apply.

a. Mortgage holidays

Base: (Those aware of each measure)

Have applied for help

Intend to apply for help but not done so yet

Do not intend to apply

Don’t know

Not Applicable

%

%

%

%

%

Including N/As

Wave 1 (747)

2

5

26

11

56

Wave 2 (750)

4

4

33

4

55

Wave 3 (715)

7

1

39

3

50

Wave 4 (822)

6

0

40

3

51

Wave 5 (834)

5

1

36

2

56

Excluding N/As

Wave 1 (329)

4

12

60

24

-

Wave 2 (340)

9

9

73

9

-

Wave 3 (358)

13

3

78

6

-

Wave 4 (403)

12

0

82

5

-

Wave 5 (367)

12

2

82

4

-

  

b. Universal Credit

Base: (Those aware of each measure)

Have applied for help

Intend to apply for help but not done so yet

Do not intend to apply

Don’t know

Not applicable

%

%

%

%

%

Including N/As

Wave 1 (509)

3

8

20

8

62

Wave 2 (776)

3

2

37

6

51

Wave 3 (756)

5

1

45

4

45

Wave 4 (801)

6

2

45

3

44

Wave 5 (841)

9

1

47

3

40

Excluding N/As

Wave 1 (195)

8

20

52

20

-

Wave 2 (377)

7

4

77

12

-

Wave 3 (418)

10

2

82

7

-

Wave 4 (452)

10

4

80

6

-

Wave 5 (503)

15

1

79

5

-

 

c. Scottish Welfare Fund

Base: (Those aware of each measure)

Have applied for help

Intend to apply for help but not done so yet

Do not intend to apply

Don’t know

Not applicable

%

%

%

%

%

Including N/As

Wave 1 (154)

0

11

36

11

43

Wave 2 (228)

1

2

56

9

31

Wave 3 (260)

2

1

53

4

40

Wave 4 (228)

3

1

56

9

31

Wave 5 (225)

4

2

53

9

32

Excluding N/As

Wave 1 (89)

1

18

62

18

-

Wave 2 (158)

2

3

81

14

-

Wave 3 (157)

3

2

88

6

-

Wave 4 (157)

4

1

82

12

-

Wave 5 (152)

6

3

78

13

-

 

d. Council tax reduction

Base: (Those aware of each measure)

Have applied for help

Intend to apply for help but not done so yet

Do not intend to apply

Don’t know

Not applicable

%

%

%

%

%

Including N/As

Wave 1 (286)

6

22

27

14

31

Wave 2 (353)

9

6

50

9

26

Wave 3 (361)

9

3

53

8

27

Wave 4 (373)

11

2

51

6

30

Wave 5 (412)

17

3

51

5

24

Excluding N/As

Wave 1 (198)

9

32

39

20

-

Wave 2 (216)

12

9

67

12

-

Wave 3 (263)

12

4

72

11

-

Wave 4 (260)

15

3

73

9

-

Wave 5 (313)

23

4

67

6

-

 

e. Worker Retention Pay

Base: (Those aware of each measure)

Have applied for help

Intend to apply for help but not done so yet

Do not intend to apply

Not applicable

Don’t Know

%

%

%

%

%

Including N/As

Wave 1 (589)

6

12

13

51

18

Excluding N/As

Wave 1 (291)

13

24

27

36

-

 

 

The following questions were asked in Wave 5 only.

 

Question 4

What is your current working status?

Base: All (1149)

%

I am working full-time

39

I am working part-time

11

I am self-employed and working

4

I am unemployed and was in the period before lockdown started

6

I am unemployed since lockdown began, but was in work prior

4

I am currently furloughed for all/part of the time and expect to go back to the same job (including self-employment) in the future

3

 I am currently furloughed all/part of the time and do not expect to go back to the same job (including self-employment) in the future

1

Retired

24

Other

8

 

Question 5

How concerned, if at all, are you about the security of your job in the next 12 months?

Base: Those in employment or on furlough (426)

Total

Working full-time

Working part-time

Self-employed

Furloughed: expecting to go back

Furloughed: not expecting to go back

%

%

%

%

%

%

Very concerned

11

7

8

10

43

84

Fairly concerned

26

28

22

27

23

0

Not concerned at all

33

34

39

38

5

16

Not very concerned

29

31

31

21

21

0

Don’t know

1

0

0

2

8

0

 

Question 6

How concerned, if at all, are you about losing your home as a result of falling behind on rent or mortgage payments?

Base: All excl. NA (774)

Total

Working full-time

Working part-time

Self-employed

Furloughed: expecting to go back

Furloughed: not expecting to go back

%

%

%

%

%

%

Very concerned

5

3

5

12

7

19

Fairly concerned

14

17

9

13

23

24

Not concerned at all

51

49

53

37

38

46

Not very concerned

26

28

30

32

28

10

Don’t know

3

3

3

6

5

0

 

Technical Details

  • Wave 1 fieldwork was conducted between 24th and 27th March 2020 and received 1040 responses
  • Wave 2 fieldwork was conducted between 9th and 12th April 2020 and received 1048 responses
  • Wave 3 fieldwork was conducted between 7th and 18th May 2020 and received 997 responses
  • Wave 4 fieldwork was conducted between 24th and 29th June 2020 and received 1135 responses
  • Wave 5 fieldwork was conducted between 17th and 19th August 2020 and received 1149 responses

 

 

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