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Pension Wise

Pension Wise is a free and impartial government service about the different ways you can take money from your pension.

You can book an appointment – a 45-minute conversation between you and a Pension Wise guidance specialist. You’ll get personal guidance on:

  • your pension options
  • tax
  • which options might be suitable for you
  • what you can do next

Appointments are over the phone or face to face. At the end you get a summary of the pension options and next steps you need to take. To book an appointment you should be 50 years old or over and have a defined contribution pension.

Pension Wise guidance specialists are impartial – they don’t recommend any products or companies and won’t tell you how to invest your money.

For more information visit the Pension Wise website or phone 0800 024 1421 (or +44 20 3733 3495 if you’re outside the UK) to book an appointment.

The Pension Wise service is currently delivered across Scotland by our network of CAB members operating in 90 CAB offices and over 200 service points. Local arrangements will also be made for people in remote locations, including home visits. FAQs about the service are available here.