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Summary
This major report by CAS reveals that the numbers - and levels - of personal debt among CAB clients has more than doubled over the last 5 years. The detailed report analyses figures from real debt cases brought to CAB staff across Scotland and reveals a picture of rapidly mounting debt against a background of increasingly aggressive recovery tactics from lenders. The result is desperation among clients - some of whom are even going without food or heating in order to pay off their debts.