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December 2011
A briefing for MSPs outling CAB case evidence on the effects of pay day loans, ahead of the Member's Business Debate on High-interest Payday Loans on Thursday 12 January 2012 (Motion S4M-01558).
September 2011
Debt advice is a key component of the advice that is offered by citizens advice bureaux. This report from Citizens Advice Scotland is based on statistical returns from 85% of member citizens advice bureaux in Scotland, and shows a snapshot of the work that bureaux undertook in advising debt clients in 2010/11.
A short report from Citizens Advice Scotland detailing recent case evidence on debt management companies from Scottish citizens advice bureaux.
April 2011
Public information booklet on how to cut bills or get more money.
March 2011
Public information booklet for homeowners who worry about paying their mortgage.
March 2010
Briefing on debt management companies based on evidence from CAB clients.
February 2010
Stage 3 Debate Briefing for Politicians on the Home Owner & Debtor Protection (Scotland) Bill.
January 2010
Public information booklet on how to sort out debts.
December 2009
Consultation response considering how to improve access to the Debt Arrangement Scheme.
Stage 1 Debate Briefing for Politicians on the Home Owner & Debtor Protection (Scotland) Bill.
November 2009
Briefing for the members debate on CAS's report Drowning in Debt.
Drowning in debt briefing sheet which focuses on older people and debt (2009)
June 2009
Briefing sheet relating to CAS report on multiple debt.
Drowning in Debt briefing sheet which focuses on young clients.
Drowning in Debt briefing sheet which focuses on creditor behaviour.
Drowning in Debt briefing sheet which focuses on clients with low incomes.
Drowning in Debt briefing sheet which focuses on clients who are lone parents.
Drowning in Debt briefing sheet which focuses on how clients cope with debt.
Submission to the Justice Committee by CAS in regards to the Debt Arrangement Scheme (Scotland) Amendment Regulations 2009.
Drowning in Debt briefing sheet which focuses on clients with ill health or disabilities.
Evidence based report on CAB debt clients in 2009.
February 2009
Briefing which outlines the impact the credit crunch has had on Scottish CAB clients.
October 2008
Evidence report which looks at the impact of debt on older CAB clients.
A summary of the CAS research into the accessibility of the Debt Arrangement Scheme for CAB clients.
Briefing which outlines the key findings from the Growing Old Together research report.
September 2008
Research report which details the effect of the changes to the Debt Arrangement Scheme (DAS) on bureau clients.
April 2008
A briefing for the westminster debate on child poverty in Scotland, written in response to the inquiry by the Scottish Affairs Committee
August 2007
Consultation response to the regulations for a LILA access route to bankruptcy.
January 2005
Briefing outlining the problems associated with bank arrestments, a particularly harsh from of debt recovery.
February 2004
Evidence report on the debt crisis facing bureaux clients.
January 2004
Briefing based on the CAS report On the Cards.
